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I am always really interested in different ways to save money. I am somewhat of a nut about it, actually. I don’t know too many other people who use as many frugal techniques as I do. Even so, even for someone like me, there are some “extras” that are well worth the expense. I pay for identity theft protection every single year. If you end up getting personal information stolen, it can take years and a ton of money to fix it all. Prevention is worth the expense. It may be considered an extra, but it’s something I would just cut back on.