Forum Calcionapoli

The ‘Credit score’ is now a term that most of us come across in our day to day lives. The banks that provide credit cards to its customers has a grading system based on which each individual customer holding a credit card of that bank is graded. This is indeed called the credit score of a customer. This score plays a crucial role for the bank in determining the payback capabilities of a customer and also signifies the risk that is involved in providing a customer with credit. Also in most countries the credit score is standardized by a credit control bureau who generally keep track of a customer’s credit score with the credit card that he holds with the banks.