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Last month I made a glaring clerical error when I was balancing my checkbook. I had accidentally counted my husbands paycheck twice, and by the time I realized it, I had already mailed out all of our bills. The overdraft fees alone were going to cost me hundreds, and I was feeling defeated. My husband told me to go to an instant payday loans website and apply online. I did, and we were approved in no time at all. I was able to get the money into my account before all the checks I had written went through, and saved our good standing with our creditors.