Forum Calcionapoli

I’ll reveal one time-tested recommendation that will make you eligible for a massive discount or attract lower car insurance for teens: You are definitely paying too much if you’ve got collision and comprehensive coverage for an old vehicle that isn’t a classic. A car’s Kelly Blue Book value at the time of making claims (and not the cost of the vehicle when you bought it) is what shapes what you’ll be reimbursed by your insurance carrier. So even if you’ve paid your premiums diligently for years but the Kelly Blue Book value shows your vehicle has zero value, you will get nothing from the insurance company and they’ll be completely covered by the law.

Do the smart thing and leave out both of them from your car insurance policy. If you do this you will make big savings.